From saving for the sake of it… The first time Mr Lyn mentioned the concept of Financial Independence I saw it as an utopy. He talked about Frugal Woods, Mr Money Moustache and many others that had already reached FI. They had retired in their 30s or early 40s and …
Have you ever bought something that has turned out to be a black hole of money? Despite having bought it a long time ago, you still need to spend and spend on it? For some reason, when we want to buy something we see the purchase price as our final …
Last April we started our path to FI and we already see so many changes. On the one hand, changes in our personal finance We are more focused on saving and investing wisely. We listen to podcasts like Choose FI and read different blogs about personal finance and financial independence. …
Working towards financial independence is based on increasing income, reducing expenses and investing wisely. The base is simple, but depending on your personal situation the decisions to achieve it can be very complex. Optimising for one of them have has an impact on the others. Furthermore, timing is also an …
Starting point: financial status pre FI The idea behind this blog is to share our journey to Financial Independence. And to understand the path I believe it is important to explain where we are at the starting line. Conservative savers, 0 investments Up until 2018 I’d define ourselves as a …
This question is so atypical that many people have not even considered that number exists. In Spain, the public pension has been for years the key factor for retirement. Basically, you live with what whatever pension you get. If you get more you probably spend more. If you get less, …
Why did I decide to write this blog? A few years ago, I started a travel blog and I know the commitment needed. Especially when it is not your job and you do it on your spare time as a hobby. So when I considered starting hops and numbers I …
