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Hops and Numbers
Hops and Numbers
Our stoy in the path to financial independence

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  • Building Castles in the Sky
  • Neither retiring nor staying at your job: the BaristaFI concept
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  • Originals: how are those who change the world?
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Author: Mr. Lyn

What would you do if you won the lottery?

What would you do if you won the lottery?

Mr. Lyn 11 September, 2018 Life philosophy2 Comments

Who hasn’t thought what to do with the prize? “Buy a sports car, a house on the beach, spend two months in the Caribbean, …” Think for a moment, what your life would look like? After you have showed your friends your new car and you have spent the first …

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When will you be able to retire? – Part 2

When will you be able to retire? – Part 2

Mr. Lyn 4 September, 2018 Earn more / Invest wisely / Life philosophy / Spend less2 Comments

In the first part of this article we saw an example of planning for retirement. Teresa spent the same for many years and retired around age 55. What if I don’t want to keep my expenses constant? We said that Teresa spent the same throughout her life. In theory, the …

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When will you be able to retire?

When will you be able to retire?

Mr. Lyn 28 August, 2018 Earn more / Invest wisely / Life philosophy / Spend lessLeave a comment

There are many variables in planning for retirement. Which makes it difficult to plan without doing some specific numbers. So I’ve decided to do a very simplified example in Spain and see the results. An example of how to calculate your FI number Meet Teresa. She has just graduated from …

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Why a promotion won’t make you happy?

Why a promotion won’t make you happy?

Mr. Lyn 14 August, 2018 Life philosophyLeave a comment

You will not find happiness in your next job “My job is terrible, but I’m hoping to be promoted to superbossofwhatever“. I’m sure you’ve heard or said some variation of this sentence. It is pure aspiration. The person that says this already identifies more with his next position than with …

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Black holes of money

Black holes of money

Mr. Lyn 19 June, 2018 Life philosophy / Spend lessLeave a comment

Have you ever bought something that has turned out to be a black hole of money? Despite having bought it a long time ago, you still need to spend and spend on it? For some reason, when we want to buy something we see the purchase price as our final …

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The 3 base factors of financial independence

The 3 base factors of financial independence

Mr. Lyn 12 June, 2018 Earn more / Invest wisely / Life philosophy / Spend lessLeave a comment

Working towards financial independence is based on increasing income, reducing expenses and investing wisely. The base is simple, but depending on your personal situation the decisions to achieve it can be very complex. Optimising for one of them have has an impact on the others. Furthermore, timing is also an …

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How much do you need for retirement? The 4% rule

Mr. Lyn 30 May, 2018 Earn more / Invest wisely / Life philosophy / Spend less4 Comments

This question is so atypical that many people have not even considered that number exists. In Spain, the public pension has been for years the key factor for retirement. Basically, you live with what whatever pension you get. If you get more you probably spend more. If you get less, …

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Categories

  • Book Club
  • Earn more
  • Everything else
  • FI progress
  • Invest wisely
  • Life philosophy
  • Sin categoría
  • Spend less

Recent Posts

  • Building Castles in the Sky
  • Neither retiring nor staying at your job: the BaristaFI concept
  • Avoiding commissions abroad
  • Originals: how are those who change the world?
  • If you were in need…